Floods Are Ruining People’s Lives – Re-Think Flood Risk.
Are you at risk of flooding? The best thing to do when it comes to flooding is to get to know the area where you live. If you are living in a high-risk flood zone then you need to ensure you have all the steps and preparations in place if and when a flood strikes. This is essential to protecting your home, belongings and yourself.
You need to know about the risks your location could pose to you and by living in a high-risk flood area, then you could be more at risk of experiencing a natural disaster. We believe that you should always be prepared for any event, to be able to protect your home contents, business assets, and personal belongings.
Floods affect more people globally than any other type of natural disaster and cause some of the largest economic, social, and humanitarian losses. We know that after a flood, is really just before the next flood, we see it necessary to focus on pre-event mitigation as opposed to recovery. Let’s help you get ready!
How To Know If You Live In A High-Risk Flood Zone
The risk of flooding can affect everyone, however, some people are more at risk than others. You need to look at the area you are living in and determine whether you are living in a high-risk, low-risk, or moderate-risk flood area.
You will be able to find your flood zone area in a community’s flood map. The flood zones are clearly laid out and each zone describes the flood risk for each particular area. This is what can be used to determine insurance requirements and costs. If your home or business is in a high-risk area, and you have a US federally-backed mortgage, then you are required to purchase flood insurance as a condition of that loan.
What Are The High-Risk Flood Zones?
A high-risk flood zone typically begins with the letters ‘A’ or ‘V’ on the US FEMA flood maps, which you can access online to check the area where you live.
If you are living in a high-risk ‘A zone area’ then you need to know that it has a 1 in 4 chance of flooding over a 30 year period-also known as a 1% annual flood risk. However, today we are experiencing more frequent and more severe flooding than ever before.
You will find most ‘zone A’ areas around bodies of water such as streams, lakes, ponds and rivers and this is what increases the chances of flooding. If you are living around these areas then you may be subject to mandatory flood insurance purchase requirements.
If you are living near the coast then you need to check and see if you are living in a high-risk ‘V zone coastal area.’ These areas are often the most hazardous because they are directly affected by storm surges and waves which can damage your property. Also, due to climate change sea levels are rising which increases the risk of flooding.
What To Do If You Live In A High-Risk Flood Zone
Preparation is key! You need to have a flood plan in place so you can act quickly, efficiently and calmly. This helps you to make sure all of your admin preparation is in one place to be able to talk to your insurance company and to have any contact details you may need in the event of an emergency. It also prepares you for the unfortunate event of having to leave your home, so you have sufficient supplies and dry clothes to prepare you for a few days whilst you wait to see what happens with the flood.
You also need to have the right tools and measures in place so you can act as soon as you get a flood warning to protect your home and/ or business. Krisis Flood Bags – Dry bags are essential before disaster strikes, during and after because they can be stored away in a cupboard and easily laid out when you need to secure your belongings and keep them dry!
Krisis Flood bags – Dry Bags are crucial to protect everything inside your home, from your clothes, photos to your bed, laptop and sofa. They come in three different sizes and can be left fully submerged in water for up to four weeks, where everything is kept dry! This is 100% military-grade watertight protection, certified by US and AU independent laboratories.
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#United to help end flood water damage to indoor home and business contents.
